Reinstatement calculations for buildings insurance

Property owners sometimes neglect to calculate the actual rebuilding cost when arranging buildings insurance cover. It is their responsibility to insure for the correct rebuilding cost value, to avoid being underinsured and prevent penalties in the event of claims that exceed the insured value. Over the years we have assessed a wide variety of both commercial and residential properties.

Most insurance underwriters require a professional valuation of a building’s rebuilding cost following total destruction. Also known as a Reinstatement Cost Assessment.

Property owners often neglect to calculate the actual rebuilding cost when advising their insurance company of the total sum needed for their building’s insurance. It is their responsibility to insure for the right rebuilding cost value, to prevent penalties in the event of claims.

It is important to note that market value of your property has no direct relationship to the rebuilding cost of your building.

The button above allows you to submit your quotation request online and we will email you your quote. You will be able to accept and proceed with the quote simply by following links in the email you receive. At all times, the team are available if you would prefer to speak to someone, by phone or email for any other enquiries


  • “My neighbours were getting a loft conversion done, Sussex Surveyors did a 'party wall' report for me, have to say the whole experience was great from ringing their office to find out if they could help, very friendly and helpful staff, through to visiting my house - arrived when they said they would and the report was delivered really quickly. Will definitely use them again and highly recommend them.”

    Sandra Murphy
  • “Sussex Surveyors provided an excellent all round professional service including a comprehensive report and given that I was faced with a completely unfamiliar process, they took as much time as I needed to help me with all the different elements and I felt looked after from the very beginning to the end of the process. They were reasonably priced and my particular Surveyor was David Aspey, who as it turned out, has 25 years experience in the industry so I was able to benefit from all of that expertise. They were meticulous, friendly and helpful, which I really appreciated. Highly recommended”